Certificates of Deposits

The longer you invest, the more your money grows.

Choose your savings window and experience strong returns.

更高的收益
Variety of savings terms
Tiered rate structure

Certificates of Deposit (CDs) guarantee your savings will grow

You've set some ambitious long-term savings goals. Sometimes risky investments aren't the best option. When you need a guaranteed rate of return, a Certificate of Deposit is the safest answer. You can set aside money for six months, five years, or somewhere in between. With guaranteed returns (as long as you don't make an early withdrawal), you will end up with more money than when you started.

  • CDs range from six months to five years
  • Interest rates exceed those of most traditional savings accounts
  • Generally, the longer the CD term, the higher the interest returns
  • Minimum opening deposit of $1,000
  • With our CD rate tiers, larger balances can earn higher returns

Certificate of Deposit (CD) 利率

产品 1 股息率 每日余额
6个月的光盘 0.25% 0.25% $1,000 to $9,999
6个月的光盘 0.35% 0.35% $10,000 to $49,999
6个月的光盘 0.40% 0.40% $50,000 to $99,999
6个月的光盘 0.45% 0.45% 100000美元和
12个月的光盘 & 爱尔兰共和军 0.35% 0.35% $1,000 to $9,999
12个月的光盘 & 爱尔兰共和军 0.45% 0.45% $10,000 to $49,999
12个月的光盘 & 爱尔兰共和军 0.50% 0.50% $50,000 to $99,999
12个月的光盘 & 爱尔兰共和军 0.55% 0.55% 100000美元和
24个月的CD & 爱尔兰共和军 0.50% 0.50% $1,000 to $9,999
24个月的CD & 爱尔兰共和军 0.60% 0.60% $10,000 to $49,999
24个月的CD & 爱尔兰共和军 0.65% 0.65% $50,000 to $99,999
24个月的CD & 爱尔兰共和军 0.70% 0.70% 100000美元和
36个月的光盘 & 爱尔兰共和军 0.65% 0.65% $1,000 to $9,999
36个月的光盘 & 爱尔兰共和军 0.75% 0.75% $10,000 to $49,999
36个月的光盘 & 爱尔兰共和军 0.80% 0.80% $50,000 to $99,999
36个月的光盘 & 爱尔兰共和军 0.85% 0.85% 100000美元和
48个月的光盘 & 爱尔兰共和军 0.75% 0.75% $1,000 to $9,999
48个月的光盘 & 爱尔兰共和军 0.80% 0.80% $10,000 to $49,999
48个月的光盘 & 爱尔兰共和军 0.85% 0.85% $50,000 to $99,999
48个月的光盘 & 爱尔兰共和军 0.90% 0.90% 100000美元和
60个月的光盘 & 爱尔兰共和军 0.85% 0.85% $1,000 to $9,999
60个月的光盘 & 爱尔兰共和军 0.90% 0.90% $10,000 to $49,999
60个月的光盘 & 爱尔兰共和军 0.95% 0.95% $50,000 to $99,999
60个月的光盘 & 爱尔兰共和军 1.00% 1.00% 100000美元和

Michigan First is a full-service credit union with branches that are easily accessible around 地铁底特律, 大急流城 and mid-Michigan.